Keeping Small-Business Cash Flow on Track

Opiela, Nancy
July 2006
Journal of Financial Planning;Jul2006, Vol. 19 Issue 7, p26
Academic Journal
The article discusses cash flow in small businesses. The early stages of a crash crunch or cash-flow problem for business owners are explained. Four advisors offer their views on financial planning: Mark H. Friedman is founder of Real Time Strategy in Salem, Massachusetts; Mary Durie works at Quest Capital Management Inc. in Dallas, Texas; Guy Cumbie is at Cumbie Advisory Services in Fort Worth, Texas; and James Quinlan is from the accounting firm Smart and Associates in Devon, Pennsylvania. Six categories used to evaluate liquidity include operating account, emergency reserves, business operations, short-term dedicated funds, opportunity money, and emotional comfort money. INSET: Do Your Clients Need Debt Financing? Questions You Can Ask First.


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