Talking Point: Are Rising Health Care Premiums a Financial Planning Concern?

July 2006
Journal of Financial Planning;Jul2006, Vol. 19 Issue 7, p15
Academic Journal
The article focuses on the issue of health care premiums in financial planning. The survey conducted by the Kaiser Family Foundation and the Health Research Educational Trust in 2005 found that the health care premium for a family of four has increased 73 percent since 2000 while wages have only risen 15 percent. Drew Altman, president at Kaiser, comments on the outlook for the employer-based health insurance system. The URL is mentioned for an online discussion of how small businesses are affected by the rising cost of health insurance.


Related Articles

  • Taking The Long View Of Insurance Costs. CZURAK, DAVID // Grand Rapids Business Journal;10/1/2008 Health Quarterly Supplemt, Vol. 3 Issue 4, p21 

    The article presents the results of the 2007 annual survey of health insurance costs in the U.S. conducted by the Kaiser Family Foundation and the Health Research and Educational Trust. The 2007 increase in the cost of premiums was less than that of 2006. There was a $1,500 rise in the amount...

  • Small business caught in health care squeeze. Solnik, Claude // Long Island Business News (7/1993 to 5/2009);6/21/2002, Vol. 49 Issue 26, p3B 

    Reports on the impact of the increasing health insurance premiums on the small business enterprises in Long Island, New York. Reduction of the plan offering; Increase of deductibles and drug costs; Customer services.

  • The Effect of Premiums on the Small Firm's Decision to Offer Health Insurance. Feldman, Roger; Dowd, Bryan // Journal of Human Resources;Fall97, Vol. 32 Issue 4, p635 

    Presents information on an investigation which examined the role of premiums in small firm's decision to offer health insurance. Reference to the use of data from a 1993 survey of 2,000 small firms in Minnesota; Statistical information on the results; Indications of the results of the findings.

  • Coverage becomes painful. Murphy, H. Lee // Crain's Chicago Business;12/14/98, Vol. 21 Issue 50, pSB3 

    Reports on the prospects of increased health care premiums faced by small businesses in the United States in 1999. Alternatives being sought by small companies including insurance-purchase alliances and cafeteria plans; Medical savings accounts as viable option.

  • Cost-shifting rises in poor economy. Wojcik, Joanne // Business Insurance;9/6/2010, Vol. 44 Issue 35, p1 

    The article focuses on the survey "Employer Health Benefits," which found that average annual premiums for employer-sponsored health insurance in the U.S. increased 3% in 2010 for family coverage, but the share of employees of those costs surged 14%. Based on the study, the share of health care...

  • Health care premium hikes remain muted. GEISEL, JERRY // Business Insurance;9/28/2015, Vol. 49 Issue 20, p0001 

    The article shares the highlights of a survey on group health plan premiums for family coverage in the U.S. released by nonprofit Kaiser Family Foundation in September 2015. President and chief executive officer (CEO) Drew Altman points out that the results continue to show a 10-year trend of...

  • Health Costs Set To Rise Faster.  // Treasury & Risk;Feb2010, p10 

    The article highlights a Hay Group survey which revealed that a 9% increase will be seen in health premiums in 2010, which would be the biggest jump since 2004 and will further plague employers on the issue of healthcare benefits.

  • Small Employers and Health Benefits: Findings From the 2000 Small Employer Health Benefits Survey.  // Benefits Quarterly;2001 First Quarter, Vol. 17 Issue 1, p80 

    The article focuses on the results of the 2000 Small Employer Health Benefits Survey conducted in the U.S. The study discovered that many small businesses are considering whether to offer health benefits or not without being completely aware of tax advantages that can make the benefits more...

  • Choices slim for small biz.  // Benefits Selling;Oct2009, Vol. 7 Issue 10, p18 

    The article presents the results of a survey by the National Association of Insurance Companies on how small business owners choose health insurance for their employees. The survey indicated that 64% of small business owners lack the confidence to choose a health insurance policy that will fit...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics