Worker investments more aggressive
- More employees participate in savings plans. // Best's Review / Life-Health Insurance Edition;Dec94, Vol. 95 Issue 8, p68
Reports on a survey that shows the increase in the number of employees who participated in savings plans. Foster Higgins survey.
- Personal Finance. Acomb, Deborah L. // National Journal;1/29/2005, Vol. 37 Issue 5, p312
Presents the results of a 2004 survey conducted by CBS News and "The New York Times" newspaper on the savings of people in the U.S. Percentage of respondents who had saved less than five percent; Rate of Democrats who failed to save money during the period; Percentage of respondents who...
- Saving Money Primary Goal for Investors In 2010. // Millionaire Corner;Jan2010, Vol. 6 Issue 1, p3
The article reports on a survey conducted by the Spectrem Group which shows that the majority of affluent households in the U.S. plan to delay any major expenditures in 2010 and focus on saving money. It is also shown that many affluent households plan on reducing debt, reducing their taxes, and...
- Employee participation in savings and thrift plans, 1993. Foster, Ann C. // Monthly Labor Review;Mar96, Vol. 119 Issue 3, p17
Investigates employee participation in savings and thrift plans in the United States using the 1993 Employee Benefits Survey. Correlation between employer contributions and employee participation; Trends in vesting; Withdrawals and loans; Investment of contributions.
- Employees invest nest eggs more aggressively. Frazee, Valerie // Personnel Journal;Oct96, Vol. 75 Issue 10, p21
Traces investing strategies of employees in the United States in the 1990s. Investment of retirement savings in diversified stock funds; Shift in investment attitudes due to education and experience.
- Salting Away Pay Raises Before They Can Be Seen--and Spent. Fox, Adrienne // HR Magazine;Apr2002, Vol. 47 Issue 4, p25
Focuses on Save More Tomorrow (SMT), a plan by economics professors Richard Thaler and Shlomo Benartzi, to get workers in the U.S. to commit to saving money before they earn it. Concept of SMT; Employee appeal of SMT; Number of companies across various industries and sizes which are offering...
- Having the Courage to Confront. Gresham, Stephen D. // On Wall Street;Jun2004, Vol. 14 Issue 6, p78
Emphasizes the need for advisors to communicate the truth to their clients about spending control. Result of the 2004 Phoenix Wealth Management Survey on the percentage of millionaire households with sufficient assets to retire in comfort; Difficulties involved in communicating the spending...
- SOCIAL SECURITY AND HOUSEHOLDS' SAVING. Attanasio, Orazio P.; Brugiavini, Agar // Quarterly Journal of Economics;Aug2003, Vol. 118 Issue 3, p1075
This paper provides new evidence on the substitutability between private and pension wealth by exploiting the Italian pension reform of 1992. We use a difference-in-difference estimator that exploits the differential effects of the reform on individuals belonging to several year-of-birth cohorts...
- POUNCING ON PAYCHECKS. // Community Banker;Jul2007, Vol. 16 Issue 7, p12
The article presents findings of a survey on budgets of full-time workers in the U.S. The survey found that while 58 percent of survey respondents set a monthly budget, one in five typically spent more than budgeted. Of workers who do save, 14 percent save $500 or more a month, 28 percent save...