TITLE

Street Plunges into Secondary Life Market

AUTHOR(S)
French, Jeff
PUB. DATE
February 2006
SOURCE
Investment Dealers' Digest;2/20/2006, Vol. 72 Issue 7, p7
SOURCE TYPE
Trade Publication
DOC. TYPE
Article
ABSTRACT
The article reports that firms in Wall Street are immersing into the secondary life market in the U.S. The market has been stimulating the attention of the major top-bankers because of the attractive returns that are uncorrelated with the financial markets. Likewise, investors are buying the existing life insurance policies from insurance holders while paying more than the insurance firms would do so. Further, for policies that generate annual returns, investors are curbing risks by tending to buy policies of older people.
ACCESSION #
19836054

 

Related Articles

  • Going Against Tradition.  // Money Today;Jul2011, p13 

    This article explores the falling interest of investors in traditional endowment policies in India. It attributes the trend to low returns, lack of transparency and flexibility. It also discusses the move of the insurance industry to shift its focus from unit-linked insurance plans (ULIPs) to...

  • Sifting Your Book Of Business For Life Settlement Prospects. Kidd, Jon // National Underwriter / Life & Health Financial Services;2/7/2005, Vol. 109 Issue 5, p17 

    The article focuses on the role of financial advisors in life insurance policies. If a client is going to lapse or surrender a policy, an advisor has a moral obligation to recommend a more valuable alternative. There are many circumstances in which a client might lapse or surrender a life...

  • Private Financing Arrangements Can Provide Flexibility For Clients. Stewart, Matthew // National Underwriter / Life & Health Financial Services;10/15/2007, Vol. 111 Issue 38, p16 

    The article discusses life insurance systems particularly private financing arrangements in the U.S. According to the author, private financing is an agreement between two parties, the lender and the borrower. It is inferred that lender provide funds needed to pay the premiums on a life...

  • With term rates sinking, should you trade in your policy? Smith, Kelly // Money;Aug1998, Vol. 27 Issue 8, p124 

    Examines whether one should turn in a term life insurance policy. 1998 drops in term life insurance premiums; Reason for low rates; Swapping a policy for a new one; Advice not to weaken coverage.

  • Term and conditions. Jelley, Colin // Money Marketing;2/15/2007, p67 

    The article reports on issues surroundings the valuation basis for periodic charge on term life insurance policies. The author refers to the s167 of the Inheritance Tax Act (IHTA) 1984 which contains specific rules for life policies. The rule says that the value of a life policy for 10-yearly...

  • SURVIVORSHIP VL STRENGTHS.  // National Underwriter / Life & Health Financial Services;8/8/2005, Vol. 109 Issue 30, p34 

    Presents a chart of survivorship variable life strengths in the United States, compiled as of August 2005. Low premium to carry; Minimum death benefit; Return of premium option; Full death benefit guarantees; Maximum income; Long-term values.

  • SURVIVORSHIP VARIABLE LIFE INSURANCE ILLUSTRATED VALUES (ON 5/1/05).  // National Underwriter / Life & Health Financial Services;8/8/2005, Vol. 109 Issue 30, p30 

    Presents a chart of survivorship variable life insurance illustrated values in the United States as of August 2005. Life insurance companies; Life insurance policies; Current accumulated value; Current cash value; Premiums payable to younger insured's age.

  • SURVIVORSHIP VARIABLE LIFE LIFETIME/AGE 100 MINIMUM GUARANTEED ILLUSTRATED PREMIUMS (ON 5/1/05).  // National Underwriter / Life & Health Financial Services;8/8/2005, Vol. 109 Issue 30, p30 

    Presents a chart of survivorship variable life insurance illustrated values and survivorship variable life lifetime/age 100 minimum guarantee in the United States as of August 2005. Life insurance companies; Life insurance policies; Guarantee period; Premiums payable to younger insured's age.

  • Full Disclosure's Universal Life Report. Blease, Roger L. // National Underwriter / Life & Health Financial Services;9/29/2003, Vol. 107 Issue 39, p18 

    Reports on the sale of universal life insurance on a minimum premium basis with secondary guarantees in the U.S. Impetus behind the selling of universal life insurance; Objectives of full disclosure policy; Application benefits of the Internal rates of return (IRR) measurement.

Share

Read the Article

Courtesy of VIRGINIA BEACH PUBLIC LIBRARY AND SYSTEM

Sign out of this library

Other Topics