Lifestyle and Lifecycle Portfolios: A Buyer's Guide

Medina, Steven
January 2006
Employee Benefit News;Jan2006, Vol. 20 Issue 1, p24
This article focuses on the simplification of 401(k) plans by employers in the U.S. through the use of investment options being offered to employees. Employers are adding managed accounts to the employees' retirement plan. Asset allocation and fund-to-fund portfolios are being offered by some employers. Lifestyle and lifecycle portfolios are discussed.


Related Articles

  • ICI Tries To Keep Stable Value Products Off 401(k) Default Menu. Brady, Matt // National Underwriter / Life & Health Financial Services;6/18/2007, Vol. 111 Issue 24, p41 

    The article reports on the issue of the proposed rule implementing a default investments provision of the U.S. Pension Protection Act of 2006 on qualified default investment alternatives. The provision will guide employers seeking to select suitable investment options for employees who do not...

  • More employers add Roth 401(k) plans but at leisurely pace. Greenwald, Judy // Business Insurance;9/17/2007, Vol. 41 Issue 38, p30 

    The article reports that the adoption of Roth 401(k) plans by employers and employees alike in the U.S. has been slow due to various reasons. According to a Profit Sharing/401k Council of America's survey of 1,000 employer plans, just 18.4% of all plans permitted Roth 401(k) deferrals in 2006...

  • Nonparticipant-directed plans as an alternative to employee investment education. NADLER, MARK // Employee Benefit News;Jul2009, Vol. 23 Issue 9, p40 

    This article focuses on the nonparticipant-directed 401(k) plan as an alternative to employee investment education in the U.S. Several problems may arise with the use of participant-directed 401(k) plan that provides retirement security to workers, such as the lack of participant training in...

  • Guidelines on Implementing Automatic Investment. Halliman, Eric R. // Reeves Journal: Plumbing, Heating, Cooling;Mar2008, Vol. 88 Issue 3, p16 

    The article offers guidelines on how to implement automatic investment. A third of employees do not participate in contribution plans of their employers such as a 401(k) plan, but a study revealed that they would be receptive to the idea of being participants if they were enrolled automatically....

  • Dignifying Retirement. Mintzer, Alison Cooke // Plan Sponsor;Sep2012, p2 

    The author contends that helping Americans retire with dignity may mean plan sponsors optimizing their companies' retirement plans. One way to do this is allegedly through re-enrollment. While re-enrollment improves the investment allocation for employees, it reportedly fails to address the...

  • Retirement Requirement.  // Plan Sponsor;Mar2011, p11 

    This article discusses the 401(k) savings plans, in the context of the best way to use it. Although some plans have exerted efforts to convert 401(k) savings plans to retirement plans through automatic enrollment, automatic deferral increases, and investment portfolios suited for retirement...

  • 58% of employers to add automatic 401(k) enrollment this year: Study. Wojcik, Joanne // Business Insurance;2/5/2007, Vol. 41 Issue 6, p4 

    The article reports on the results of a study conducted by Hewitt Associates Inc. which is about the addition of automatic 401(k) enrollment by employers in the U.S. It concluded that employers are re-examining their retirement programs in response to recent changes in the financial and...

  • Escalation, accelerated. NESPER, MIKE // Employee Benefit Adviser;Nov2014, Vol. 12 Issue 11, p50 

    The article focuses on automatic escalation, a tactic used by many employers in the U.S. to help their employees increase their retirement savings by slightly increasing their contributions each year. It discusses the expected popularity of automatic escalation, according to Holly Verdeyen,...

  • Comments and Discussion. Gale, William G. // Brookings Papers on Economic Activity;2005, Issue 2, p199 

    This article reflects on the article "Are Empowerment and Education Enough? Underdiversification in 401(k) Plans," by James J. Choi, David Laibson, and Brigitte C. Madrian. According to the article, asset returns on a well-diversified equity and bond portfolio will have a smaller variance than...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics