TITLE

Personal Financial Ratios: An Elegant Road Map to Financial Health and Retirement

AUTHOR(S)
Farrell, Charles J.
PUB. DATE
January 2006
SOURCE
Journal of Financial Planning;Jan2006, Vol. 19 Issue 1, p56
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
This article deals with the importance of financial ratios to financial health and retirement plans. In line with this, the author discussed various factors that may affect the financial health and retirement plans. The savings of an individual has a great impact on its retirement plans. Savings include the value of the investments of a person as well as his or her brokerage accounts. On the other hand, debt include mortgage and car loans. Lastly, savings rate may influence one's financial health and retirement plans because this include dividends and capital gains on current investment holdings.
ACCESSION #
19424116

 

Related Articles

  • How to get from A to B. Greenwood, John // Money Marketing;11/12/2009, p39 

    In this article the author discusses the factors needed to consider when planning for personal accounts. The author states that life offices will encounter more problems that if the personal accounts review sees the contribution capital lifted. He adds that personal accounts were known as the...

  • Your retirement or your kids? Daugherty, Greg // Consumer Reports Money Adviser;Oct2008, Vol. 5 Issue 10, p15 

    The author discusses choosing between a comfortable retirement and helping children out financially. He relates that most parents draw from their retirement savings to send their children to college, sponsor their wedding, or finance their first home or business. He advises that parents consider...

  • ask the experts.  // Money (Australia Edition);Aug2006, Issue 82, p42 

    The article presents questions and answers related to investing retirement income in Australia. Retirement income streams purchased with superannuation money are a convenient and tax efficient way to generate retirement income. Investment may be rolled over to an allocated pension. For...

  • Scared? Here's How to Find Your Number. Revell, Janice // Fortune;7/12/2004, Vol. 150 Issue 1, p80 

    Offers a look at how to calculate how much money a person will need to maintain a comfortable retirement. Factors that retirement is dependent upon, including the rate of return a person receives on their savings after retirement, life expectancy and lifestyle.

  • Planning and Preserving for Retirement.  // San Diego Business Journal;11/21/2005, Vol. 26 Issue 47, pA2 

    The article provides some insights into retirement planning in the United States. Statistics indicate a decline in retirement savings among Americans despite increases in annual incomes. It is suggested that to plan for an individual retirement, spending must be estimated using a budget and to...

  • Debunking Myths Concerning Savings. Fishbein, Robert A. // Best's Review;Jan2008, Vol. 108 Issue 9, p51 

    The author offers insights related to savings. He claims that saving for college education may be unwise to the extent that it lessens retirement savings. He notes that tax advantages of saving for retirement are greater and provide more economic benefits. He suggests that a simple rule to...

  • The Only Money Rules That Will Make You Rich. Bissonnette, Zac // Glamour;Sep2010, Vol. 108 Issue 9, p288 

    The article presents tips on personal finance from Zac Bissonnette, author of the book "Debt-Free." He stresses the importance of saving for retirement early in life. He also suggest to avoid monthly car payment and buy a second-hand car. He also emphasizes the importance of discusses finances...

  • 8 Ways to Break Through Your Money Fears. Wilson, Wendy L. // Essence (Time Inc.);Jul2007, Vol. 38 Issue 3, p85 

    The article offers tips on how women can manage their personal finances. Women are suggested to join their company's 401(k) retirement plan and have their money automatically deducted from their paycheck. Both single and married women are advised to have their own emergency fund. They are also...

  • Scared? Here's How to Find Your Number. Revell, Janice // Fortune International (Europe);7/12/2004, Vol. 150 Issue 1, p36 

    Offers a look at how to calculate how much money a person will need to maintain a comfortable retirement. Factors that retirement is dependent upon, including the rate of return a person receives on their savings after retirement, life expectancy and lifestyle.

Share

Read the Article

Courtesy of VIRGINIA BEACH PUBLIC LIBRARY AND SYSTEM

Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics