Rising claims, restricted coverage creates disability disconnect

Butler, Kelley M.
September 2005
Employee Benefit News;9/15/2005, Vol. 19 Issue 12, p12
Addresses the rising rate of short-term disability incidence and the decreasing number of providers of short-term disability coverage in the U.S. Results of the 2005 disability coverage survey conducted by Marsh and Mercer Human Resources Consulting; Reason for the rising rate of disability claims; Impact of the high rate of disability claims.


Related Articles

  • Early Intervention=Substantial Savings. Arruda, Ken // National Underwriter / Life & Health Financial Services;3/5/2001, Vol. 105 Issue 10, p29 

    Deals with the importance of early intervention in managing an employer's overall disability costs. Questions that can be raised by brokers to help clients evaluate early intervention programs; How early intervention reduces the length of a disability claim.

  • Today's DI woes are affecting claims denials. Schneider, Larry // National Underwriter / Life & Health Financial Services;6/10/96, Vol. 100 Issue 24, p22 

    Focuses on the problems in disability insurance that are affecting claims denials in the United States. Increase of disability income insurance claims; Validity of claims.

  • Apply Group DI Claim Practices To Individual DI. AMEIGH, MARK; FLEITMAN, ARTHUR // National Underwriter / Life & Health Financial Services;3/1/99, Vol. 103 Issue 9, p25 

    Explores some practices in group long term disability (LTD) claims in the United States. Similarities between disability insurance (DI) and LTD; Purposes of person-to-person contact; Differences between DI and LTD.

  • Commutation of disability claims can benefit all. Buckley, John R. // Business Insurance;12/21/98, Vol. 32 Issue 51, p24G 

    Discusses the benefits of commutation of disability claims. Individuals who comprise the commutation team; Misconceptions about disability claims; Example of customer service-focused listening that signals a potential commutation opportunity.

  • If the medicine tastes that bad, it must be good. Bragg, John M. // National Underwriter / Life & Health Financial Services;2/19/96, Vol. 100 Issue 8, p17 

    Cautions against giving out liberal disability insurance benefits. Lessons learned from insurance claims in post-World War II era; Establishing insurance benefit limits; Need to differentiate type of insurance coverage and insurance claims.

  • Self-Reported Symptom Limits Eyed. Stewart, Melanie J. // National Underwriter / Life & Health Financial Services;3/13/2000, Vol. 104 Issue 11, p10 

    Focuses on self-supported symptoms (SRS) limitation provisions in disability insurance policies in the United States (US). US state actions which have limited the expansion of SRS limitation; Effects of SRS limitation on claims; Court decisions about the acceptability of SRS limitation as a...

  • When BAD Things Happen To Good Insurers (or Claimants). Hovey, Juan // Advisor Today;Oct2000, Vol. 95 Issue 10, p70 

    Focuses on issues regarding disability insurance claims. Importance of educating the client and the insurer; Tips on handling disability claims; Ethical duty of insurance agents. INSET: Dealing With Messy Claims.

  • Disability Claims Slide.  // Treasury & Risk;Feb2011, p10 

    The article reports on the results of a 2009 survey done by the National Business Group on Health revealing a decline in insurance claims for short- and long-term disability but an increase in costs for long-term disability claims in the U.S. which suggest that the recession may have pushed...

  • Beware The Own-Occ Claims Minefield. Denes, Gregory L. // Advisor Today;Feb2000, Vol. 95 Issue 2, p104 

    Deals with the problems in filing a claim for benefits under a disability income insurance. Common sources of misunderstandings regarding disability insurance; Important things to consider before filing an insurance claim.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics