Taking risks: Does your employer provide enough liability insurance coverage?

May 2005
Massachusetts Nurse;May2005, Vol. 76 Issue 4, p16
The article reports that the need for nurses to carry their own individual professional liability insurance policy is imperative. Hospitals and clinics have been downsizing and right sizing, forcing a reduction to their nursing staff, potentially leaving a nurse practicing in a dangerous environment with too many patients and increased responsibilities. Further, some hospitals have been forced to close their doors. All professional liability insurance policies include limits of liability that consist of an amount of coverage per claim, and a total amount of coverage (or aggregate), for all incidents during a specific time period.


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