Sometimes the Numbers and the People Don't Match
- Retirement Plan Cash-Out Limits. // Practical Accountant;Sep2000, Vol. 33 Issue 9, p14
Focuses on regulations dealing with the increase of the limit on distributions from qualified retirement plans that can be made without participant or spousal consent in the United States.
- Add money from retirement plans by stretching distribution period. Thompson, William M. // Business Journal Serving Fresno & the Central San Joaquin Valley;5/28/2001, Issue 322778, p6
Determines the efficacy of adding money from retirement plans to stretch the distribution period. Types of retirement plans; Advantages and disadvantages of stretching the distribution period.
- 13. Make It Last. // Plan Sponsor;Apr2014, p18
The article offers information on systematic withdrawals wherein participants schedule a series of recurring payments from their retirement savings.
- Retirement Distribution Planning: Grand Opportunity For the Advanced Market. Donner, Eric; White, Terry // National Underwriter / Life & Health Financial Services;9/6/99, Vol. 103 Issue 36, p18
Reports that the planning discipline surrounding retirement distribution has created opportunity in the advanced market. Differences in the framework for decision-making; Factors that have combined to discipline retirement distribution planning; Sources of payment well-known to all life...
- Annuity alternatives. Bamford, Nick // Money Marketing;7/14/2005, p52
Advices on how to derive benefits from personal pensions after retirement. Discussion of variations which one can use to satisfy particular requirements; Choice to buy a lifetime annuity with the rule that if the person dies during the first five years and has a five-year guarantee period,...
- Spousal waivers of retirement plan death benefits. Kahn, Jeffrey S.; Waxman, Richard H. // CPA Journal;Sep95, Vol. 65 Issue 9, p60
Discusses the case of `Lasche v. The George W. Lasche Retirement Plan, et.al.' involving the effects of a wife's waiver on her rights to her husband's retirement benefits. Facts of the case; ERISA; Retirement Equity Act (REA) of 1984; Provision requiring retirement plans to provide two...
- Employers beginning to shake off the lump-sum mentality in favor of annuities. Bridgeford, Lydell C. // Employee Benefit Adviser;Aug2008, Vol. 6 Issue 8, p20
This article focuses on an increasing number of employers in the U.S. that are turning away from the lump-sum mentality in favor of annuities. As stated, the disadvantages of using an annuity are the associated fees and the chance that employees could die before they receive the full amount of...
- Buyer's guide to group personal pensions. Jones, Ceri // Employee Benefits;10/14/2013, p8
The article informs that Group Personal Pensions (GPPs) have been widely chosen by employers as their workplace pension scheme since last two decades. It discusses details of the GPP plan in which an employee can withdraw a tax-free lump sum of up to 25% of their fund's value at retirement. It...
- Statewide Volunteer Firefighter Retirement Plan passed by Legislature. DeJonge, Dave // Minnesota Fire Chief;Jul/Aug2009, Vol. 45 Issue 6, p10
The article reports on the Statewide Volunteer Firefighter Retirement Plan (SVFRP) in Minnesota. It explains the creation of the retirement plan in 2009. It discusses the funding of the lump sum benefits payable from the retirement plan. The Public Employees Retirement Association (PERA) is...