April 2005
Broker Magazine;Apr/May2005, Vol. 7 Issue 2, p22
Trade Publication
The article reports that the California Supreme Court held that California's anti-predatory lending law pre-empts Oakland's predatory lending ordinance. The ruling is good news for California, according to the American Financial Services Association, which brought the case against the city of Oakland, because it means that legitimate subprime lenders can remain in business. Lenders who serve higher-risk borrowers will be able to operate with parity throughout the state of California avoiding the balkanization of the regulatory landscape.


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