THE FUTURE OF Net Branches

Jacobs, Daniel H.
February 2005
Mortgage Banking;Feb2005, Vol. 65 Issue 5, p86
This article discusses the concept of net branches. The concept of net branches is still relatively new. The business model actually existed long before a formal name was given to it. The first net branches were owner operated shops where one of the originators wanted to go into business for himself (or herself) but did not want to sever the ties completely or did not have the net worth to obtain licensing. With net branching, the originator did not lose the support and license of the home office, and the owner operator did not have to pay the overhead associated with having an employee.


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