Government scrutiny of 401 (k) fees is likely

Anderson, Tom
February 2005
Employee Benefit News;2/1/2005, Vol. 19 Issue 2, p41
Presents information on the plan of U.S. federal regulators to examine the requirements for defined contribution fee disclosure. Obligation of plan fiduciaries under the Employment Retirement Income Security Act; Evidence which proves that regulators are targeting fee disclosure requirements; Documents which should be prepared by 401(k) plan sponsors for plan participants; Influence of retirement plan costs on the retirement savings of participants.


Related Articles

  • We're Glad You Asked! - Required Minimum Distributions.  // Retirement News for Employers;Spring2012, p10 

    The article offers information on required minimum distribution for 2012 and the remaining account to employees' 401(k) plan. It states that the 401(k) plan has to make required minimum distribution to employee depending on the terms of the plan and whether the employee owns 5% or more of the...

  • 9. Provide Other Savings Options. Ward, Judy // Plan Sponsor;Apr2014, p2 

    The article discusses the move of many U.S. employers to offer other savings options to employees aside from the basic 401(k) plan. Topics covered include the benefits from health savings accounts, Roth contribution option in a defined contribution plan, as well as nonqualified retirement plans....

  • Ease of Retirement Plan Use Drives Employee Engagement. Barney, Lee // Plan Sponsor News;2015, p11 

    The article discusses Deloitte's Annual Defined Contribution Benchmarking Survey which showed an increase in the median savings rate for non-highly compensated employees. Topics discussed include factors that boost the defined contribution (DC) retirement plan contribution rates and account...

  • Win--win: educating employees about investments. Knapp, Richard J. // Financial Executive;Sep/Oct91, Vol. 7 Issue 5, p47 

    The article discusses investment education in the U.S., with particular focus on employees. Employees' decisions in regards to investing in their 401(k) demonstrate a need for improved investment education. Foster Higgins conducted a survey in 1990 on 401(k) sponsors which found that 9 out of 10...

  • BMO Touts Automatic Features in First of Education Series. McGuinness, Kevin // Plan Sponsor News;2014, p96 

    The article discusses the development of the bi-monthly education series titled "Defined Contribution IQ" (DC IQ) for the retirement plan sponsors and consultants in the U.S. It highlights various issues involved with retirement plans which include the participant utilization, plan design and...

  • Pending Reform: An Examination of Proposed Changes to Defined-Contribution Plan Design. Cole, Cassandra R. // Journal of Financial Service Professionals;Jul2002, Vol. 56 Issue 4, p57 

    Since their introdution in 1978, 401(k) plans have grown in popularity with more than 62 percent of all defined-contribution plan participants being covered by these types of plans. In the wake of the Enron crisis, there has been renewed interest in the design of defined-contribution pension...

  • Is your pension secure? Butler, Charles // Good Housekeeping;Jan2006, Vol. 242 Issue 1, p76 

    This article answers critical questions related to pension security. Pensions are retirement accounts that your employer funds. Your payments are based on how long you have worked at the firm and on a portion of your earnings. You become eligible for pension payments after three to five years of...

  • Benefits Change: Shift from Old to New Warrants Attention. Winters, Craig D. // Pennsylvania CPA Journal;Summer2012, Vol. 83 Issue 2, p1 

    The article discusses some of the changes in employee benefits that warrant attention in the U.S. Such changes include various details pointing to the demise of programs such as Social Security, Medicare and Medicaid. It also cites the changes in retirement plans including the replacement of...

  • Reality Checks: A Comparative Analysis of Future Benefits from Private-Sector, Voluntary-Enrollment 401(k) Plans vs. Stylized, Final-Average-Pay Defined Benefit and Cash Balance Plans. VanDerhei, Jack // EBRI Issue Brief;Jun2013, Issue 387, p1 

    The article presents a comparative analysis of likely employee benefits in the U.S. under certain types of defined benefit (DB) and defined contribution (DC) retirement plans. These plans are voluntary-enrollment 401(k) plans and stylized, final-average-pay DB and cash balance plans. The results...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics