January 2005
Mortgage Banking;Jan2005, Vol. 65 Issue 4, p129
The article reports that for the 24th consecutive quarter, the California commercial loan delinquency ratio is below one-half of 1 percent. According to the Sept. 30, 2004, Quarterly Delinquency Survey, conducted by the California Mortgage Bankers Association (CMBA), Sacramento, California, 99.76 percent of the California commercial real estate loans serviced by 18 mortgage banking firms were either current or only one payment delinquent. For survey purposes, a loan is considered delinquent if it is two or more payments past due. Loans in the process of foreclosure are included, regardless of the number of payments past due.


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