January 2005
Mortgage Banking;Jan2005, Vol. 65 Issue 4, p14
The article reports that the Office of Federal Housing Enterprise Oversight's (OFHEO's) quarterly House Price Index showed average U.S. home prices increased 12.97 percent from the third quarter of 2003 through the third quarter of 2004. Appreciation for third-quarter 2004 was 4.62 percent, or an annualized rate of 18.48 percent. Several factors could be playing a role in the large house-price increases in the third quarter, according to OFHEO. Refinancing volume in third-quarter 2004 fell substantially below levels in recent quarters.


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