Bank scale and scope economies in California
- Another look at scale economies at large commercial banks. McNulty, James E. // American Business Review;Jun2000, Vol. 18 Issue 2, p96
Applies three models to the economies of scale of large commercial banks. Use of the intermediation approach to input/output specification of banks; Effect of excluding interest expense on scale economy estimates; Details on coefficient estimates with interest expense; Comparison between the...
- Cost Structures and Economies of Scale For Efficiently Operated Banks. Webster, Allen L.; Scott, Robert C. // American Business Review;Jun96, Vol. 14 Issue 2, p120
Examines cost structures and economies of scale for efficiently operated banks. Expansion of the banking industry; Existence of economies of scale in larger banks; Evaluation of the primary function of banks.
- Are There Economies of Scope in U.S. Commercial Banking? Chang, C. Edward; Lynge Jr., Morgan J. // American Business Review;Jun93, Vol. 11 Issue 2, p61
The purpose of this study is to examine the existence of economies of scope in the production of currently permissible banking services. This study is distinguished from previous studies by a number of features. First, we use an improved flexible functional form. The computation of the measures...
- Economies of scale and scope in banking: Evidence from a generalized translog cost function. Clark, Jeffrey A.; Speaker, Paul J. // Quarterly Journal of Business & Economics;Spring94, Vol. 33 Issue 2, p3
Provides new evidence on the extent of economies of scale and scope in the banking industry. Use of a generalized translog statistical cost function; Evaluating total cost; Measuring economies of scale and scope.
- ECONOMIES OF SCALE AND DIVISION OF LABOR IN COMMERCIAL BANKING. Bell, Frederick W.; Murphy, Neil B. // Southern Economic Journal;Oct68, Vol. 35 Issue 2, p131
In this article, we will show that commercial banking, a labor intensive service industry, is a case in which economies of scale are present, output is determined by the extent of the local market, and division of labor occurs. First, we will describe the results of tests for economies of scale...
- ECONOMIES OF SCALE AND HOLDING COMPANY AFFILIATION IN BANKING. Schweitzer, Stuart A. // Southern Economic Journal;Oct72, Vol. 39 Issue 2, p258
This paper studies the scale economies issue anew, focusing on the cost impact of the holding company form of organization. A model of the banking firm which stresses the dual function of banks as financial intermediaries and payments clearinghouses is developed in Section II, where recent...
- ECONOMIES OF SCALE AND HOLDING COMPANY AFFILIATION IN BANKING: COMMENT. Kaatz, John R. // Southern Economic Journal;Jul73, Vol. 40 Issue 1, p140
Focuses on the economies of scale and holding company affiliation in banking. Payments mechanism of banks; Identification of the deposit liability of the financial institution; Exchange charges of deposit accounts.
- ECONOMIES OF SCALE AND HOLDING COMPANY AFFILIATION IN BANKING: REPLY. Schweitzer, Stuart A. // Southern Economic Journal;Jul73, Vol. 40 Issue 1, p141
Focuses on the criticism on economies of scale and holding company affiliation in banking. Improvement of deposit-accounting services of banks; Increase of lending costs; Indicators of lending size.
- Scale Economies Are a Distraction. DeYoung, Robert // Region (10453369);Sep2010, Vol. 24 Issue 3, p14
The author focuses on the issue of economies of scale in banking. He relates that the last major restrictions on economies of scale in banking were removed in 1997 when the U.S. Riegle-Neal Act was implemented. He is critical of the statistical techniques used to measure scale economies in the...