Bank credit evaluation procedures and the development of a secondary market for C&I loans
- Debt in the Accountancy Sector. // Credit Control;1999, Vol. 20 Issue 1, p24
Focuses on what would happen to companies, already under pressure, if their formal lenders should loose faith in the event of a downturn. Information on the companies identified by the `Plimsoll Portfolio Analysis of the Accountants Industry' that are carrying above industry average capital...
- Drafting Your Business Loan Policy. // Credit Union Directors Newsletter;Mar2000, Vol. 24 Issue 3, p1
Discusses the planning and development of a business lending policy for credit unions.
- Credit rationing by loan size in commercial loan markets. Schreft, Stacey L.; Villamil, Anne P. // Economic Review (00946893);May/Jun92, Vol. 78 Issue 3, p3
Presents a theoretical model in which a profit-maximizing lender may ration credit to businesses by restricting loan size. Occurrence of rationing despite the absence of differences across borrowers in default risk or loan administration costs; Model's prediction of an interest rate-loan size...
- 7 Cs OF BUSINESS CREDIT. Zaugg, Fran // Credit Union Management;Nov2003, Vol. 26 Issue 11, p58
Identifies key factors that should be considered by credit unions when assessing business loan applications. Capacity to repay loans; Business capitalization; Value of collateral. INSET: Resources.
- Lender identity and borrower returns: The evidence from foreign bank loans to U.S. corporations. Byers, Steven S.; Fraser, Donald R.; Shockley, Richard L. // Global Finance Journal;Spring/Summer98, Vol. 9 Issue 1, p81
Examines the influence of lender identity, particularly the credit rating of the lender, on borrower returns from loan agreement announcements. Increase in value of the borrower's equity when loans are made to American corporations by foreign lenders; Influence of syndication characteristics;...
- Homework for Member Business Lenders. // Credit Union Executive Newsletter;12/15/2003, Vol. 29 Issue 41, p4
Offers a guide to credit unions in performing technology review before adding member business loans to its portfolio.
- Cap Hike Still Up in The Air. Samaad, Michelle A. // Credit Union Times;12/21/2011, Vol. 22 Issue 48, p17
The article focuses on the move of credit union advocates to push for increasing the member business lending capital (MBL cap), arguing that outdated MBL cap could hinder the ability of credit unions to assist their members and local small business in the U.S.
- MBL Growth Without Hike. // Credit Union Times;1/9/2013, Vol. 24 Issue 1, p11
The article focuses on the popularity of the Member Business Loan (MBL), a type of commercial loan, offered by the credit unions.
- Cal. CUL Releases Studies On CU MBLs, Best Practices. Diekmann, Frank J. // Credit Union Journal;08/07/2000, Vol. 4 Issue 32, p3
Reports on the California Credit Union League's release of a study of credit union member business loans (MBL) in the state. Performance comparison with MBL issued by other lenders; Support provided by the study to a bill that would exempt loans from nonprofit, faith-based organizations from...