High Point's X-factor
- Many Factors Seen Converging To Help Hispanics Buy Homes. BROCKMAN, JOSHUA // American Banker;6/23/1999, Vol. 164 Issue 119, p1
Reports on the expansion of homeownership opportunities for Hispanic Americans in 1999. Factors holding back homeownership among Latinos; Involvement of community groups in helping immigrants learn about the entire homebuying process; Services offered by the New York Mortgage Coalition; Federal...
- A CALL TO action. Stav, Julie // Hispanic;Dec2007/Jan2008, Vol. 20 Issue 12, p74
The article reflects on the impact of the subprime mortgage crisis in 2007 in the U.S. on Hispanic American homebuyers. She calls on the lending industry to stand by Hispanic American homebuyers affected by the crisis. She claims that Hispanic Americans are a loyal community and they will...
- Latino Market Spreading Out. Sichelman, Lew // National Mortgage News;3/10/2003, Vol. 27 Issue 24, p13
Reports on the emerging market opportunity of the mortgage loan industry for the Hispanic population in Utah. Percentage of homeownership rate; Average percentage growth of the Latino population; Industrial impact of the increase in consumer spending. INSET: THE HOME OWNERSHIP GAP.
- Talking to Latinos. Krebsbach, Karen // Bank Technology News;Nov2003, Vol. 16 Issue 11, p17
Focuses on the creation of an Emerging Market Toolkit, Spanish language toolkit for mortgage lending designed by Dexma Corp. Effectiveness of the kit in reaching minority groups; Gap between white families and Hispanics in home ownership; Advantage of the toolkit.
- Latin See High Rejection. Sichelman, Lew // National Mortgage News;11/6/2006, Vol. 31 Issue 7, p1
The article reports that Latino housing professionals offer a share of $200 billion in mortgages for any lender who can work on how to evaluate safely the nontraditional credit habits of Hispanic families desiring to own a home in the U.S. According to chairman France Martinez Myers, mortgages...
- Hispanics buying more homes. // Hispanic;Mar1995, Vol. 8 Issue 2, p14
Features a chart which illustrates the percentage of Hispanic owner-occupied households in the ten states with highest Hispanic populations. New Mexico; Texas; Arizona; Colorado; Florida; California; Illinois; New Jersey; Massachusetts; New York.
- Report: Calif. Latinos Denied Home Loans. // American Banker;1/31/2001, Vol. 166 Issue 21, p11
Cites a Greenlining Institute report which claims that ill-conceived environmental policies are excluding the Latino population in California from homeownership. Creation of an artificial shortage of affordable housing because of environmental guidelines such as no-growth policies.
- The moon, Mars and mortgage banking. Simmons, Linda C. // Mortgage Banking;Nov96, Vol. 57 Issue 2, p103
Focuses on the efforts of owning a home through mortgaging. Application of scientific techniques on sophisticated analysis; Impact of competition in achieving goals; Efforts of reducing costs and process automation; Endorsement of homeownership programs.
- Boost Rental Housing Supply. Retsina, Nicolas // National Mortgage News;5/26/2003, Vol. 27 Issue 35, p4
Discusses the obstacles in homeownership in the U.S. Percentage of incomes that goes to rent; High rents; Lack of downpayment money for mortgage.