Kite, Shane
September 2004
Bank Technology News;Sep2004, Vol. 17 Issue 9, p32
Trade Publication
Focuses on the automatic and computerized overdraft-privilege system used by banks in the U. S. to cover consumers when they become broke. Advantages of the system; Introduction of Courtesy Overdraft Processing System (COPS) used by Clarksburg Commercial Bank and Metamora State Bank; Functions performed by COPS.


Related Articles

  • Bounce Protection: Today's Best Practices. Traynor, Cynthia M. // ABA Bank Marketing;Oct2006, Vol. 38 Issue 8, p26 

    The article offers pieces of advice for better customer service and improved management for a bank's overdraft program. Bankers and marketers need to ask whether their overdraft program is meeting the needs of customers. They also need to ask questions about revenue. Despite all the publicity...

  • The Many New Faces of Overdraft Banking. Mapel, Eugene B. // Banking;Dec68, Vol. 61 Issue 6, p36 

    Focuses on overdraft banking, a reshaped lending tool in the banking industry. Historical background on overdraft banking; Contribution of overdraft banking device to banking and business; Growth of overdraft banking devices; Uses of overdraft banking.

  • Do Consumers Need Overdraft Privilege Programs?  // Point for Credit Union Research & Advice;8/1/2006, p12 

    The article deals with the importance of overdraft privilege programs to U.S. financial institutions. Overdraft protection saves consumers time, and can save them money in the long run. Consumers' demand for short-term interim financing is pervasive, for the simple reason that it is much better...

  • Talks with Advocates Affect Action at B of A. Fest, Glen // American Banker;9/7/2010, Vol. 175 Issue 137, p12 

    The article discusses the decision by the financial services company Bank of America Corp. (B of A) to eliminate debt overdraft fees. The impact that advocacy groups had with this decision is discussed. The opinions of Andrew Plepler, the global head of corporate social responsibility and...

  • Overdraft customers, financial institutions win with ODP programs. Floyd, John M. // Hudson Valley Business Journal;1/10/2003, Vol. 14 Issue 3, p22 

    Comments on the overdraft privilege (ODP) programs in the U.S. Benefits of the ODP programs for the customers; Responsibilities of the financial institutions; Total number of financial institutions offering ODP programs.

  • Overdraft protection safeguards reputation. Dickinson, Casey J. // Business Journal (Central New York);2/21/2003, Vol. 17 Issue 8, p9 

    Reports on the overdraft protection services of KeyBank in Syracuse, New York. Prevention from the risk of returned checks; Costs of the overdraft coverage; Advantages of the service offered.

  • Overdraft Privilege: The Next Generation of Customer Service. Strunk, Bill // Community Banker;Jun2003, Vol. 12 Issue 6, p62 

    Focuses on overdraft protection programs offered by banks in the U.S. Benefits of overdraft services; Reason of other banks for not offering overdraft service; Factors behind the success of overdraft programs. INSET: Recommendations from America's Community Bankers.

  • Checked your checking account balance lately?  // Medical Economics;8/19/2005, Vol. 82 Issue 16, p17 

    Reports on the percentage of banks charging the customers with overdraft fees in the U.S.

  • Overdraft Coverage: A Surprising Profile Of Frequent Users. Osuri, Laura Thompson // American Banker;5/5/2005, Vol. 170 Issue 86, p5 

    Discusses the results of Farmers Bank and Capital Trust Co.'s examination of customers who use its overdraft protection program. Profile of overdraft users; How some customers spend thousands of dollars on overdraft fees each year; Analysis of the study.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics