Long-Term Care Insurance: Who Really Needs It?
- A SMALL PRICE TO PAY. Wellner, Alison Stein // Inc.;Sep2003, Vol. 25 Issue 9, p33
Analyzes the significance of long-term care insurance coverage to the aging population in the U.S. Benefits from long-term care coverage; Scope of long-term care insurance; Variation in the costs of long-term care insurance.
- Planners recommend action on long-term care insurance. Klein, Melissa // Accounting Today;11/3/2003, Vol. 17 Issue 20, p18
Provides tips from financial planners on purchasing long-term care insurance (LTCI). Advantage of acquiring an LTC insurance earlier; Average age of persons purchasing LTCI; Importance of having LTCI.
- Sell More LTCI By Selling Less! Newman, Debra // Advisor Today;Jul/Aug2015, Vol. 110 Issue 4, p26
The article discusses various factors which can help financial advisors in increasing their long-term-care insurance sales. The factors discussed include gender-based pricing benefitting men, especially gay couple which can expand the market for financial advisors, designing plans that better...
- Long-Term Care Insurance: Benefits, Costs, and Computer Models. Everett, Michael D.; Anthony, Murray S.; Burkette, Gary // Journal of Financial Planning;Feb2005, Vol. 18 Issue 2, p56
â€¢ Financial planners routinely must answer the question of whether a particular client should buy long-term care insurance. This article provides a retirement-income projector model that incorporates the impact of possible long-term care costs on specific clients' retirement assets in...
- "DON'T THROW YOUR MONEY AWAY ON LONG-TERM CARE INSURANCE" (AND OTHER MYTHS FINANCIAL PROFESSIONALS TELL THEIR WEALTHY CLIENTS ABOUT LTCI). Donchey, Dave; Lynch, J. Timothy // Journal of Financial Service Professionals;Sep2004, Vol. 58 Issue 5, p45
This article focuses on the myths financial professionals tell their clients about long-term care insurance (LTCI). Most insurance companies and many LTCI trainers encourage financial professionals to target prospects with estate values ranging from $75,000 to $650,000. The truth is that anyone...
- Women and LTCI. Blackmar, Lori Crowley // Advisor Today;May2005, Vol. 100 Issue 5, p66
Offers advice to insurance and financial advisors on how to sell long-term care insurance (LTCI) to women. Discussing options and choices available to women; Positive selling point of LTCI; Issues that women will consider regarding LTCI coverage.
- A Veteran LTC Producer Looks At What's Changed And What's Ahead. Riekse Sr., Thomas H. // National Underwriter / Life & Health Financial Services;3/10/2008, Vol. 112 Issue 9, p27
The article highlights the development of long-term care (LTC) insurance business in the U.S. The author compares the business 17 years ago with current set up. He stresses that LTC insurance client is typically healthy and wealthy with average age of 59, certainly younger than the average age...
- Why You Need to Know About LTCI. McLellan, Allen C. // Advisor Today;May2009, Vol. 104 Issue 5, p16
The article offers information on long-term care insurance (LTCI) and other long-term care (LTC) services that a financial advisor should know. It mentions that aging population, which has a high probability of needing LTC services, are exposed to financial risks that should be faced by the...
- Long-term care insurance market faces challenges. Ross, Katie // Journal of Business (10756124);9/25/2014, Vol. 29 Issue 20, p25
The article reports on the cost concern of long-term care insurance by older people in the U.S., with many unable to afford the coverage while others choose to buy hybrid or partial policies. Paul Viren of advisory firm Viren & Associates Inc. states he has seen a decline in long-term care...