Krebsbach, Karen
July 2004
Bank Technology News;Jul2004, Vol. 17 Issue 7, p23
Trade Publication
Focuses on banks' scoring method which uses non-credit data and modeling aimed at improving the success of customer-acquisition campaigns for credit card, retail and continuity markets. Features of Fair Isaac Corp.'s Qualify marketing score; Fair Isaac's development of credit bureau scores through Equifax, Experian and TransUnion; Results of initial tests of Qualify score.


Related Articles

  • HOW TO PUT ID THEFT ON ICE. Regnier, Pat // Money;Dec2007, Vol. 36 Issue 12, p25 

    The article discusses the benefits and drawbacks of putting a "freeze" on one's credit report to prevent identity theft. A freeze will prevent even legitimate parties from accessing credit records. Persons who have recently suffered credit fraud should use a freeze, Experian, Equifax, and...

  • Credit scores.  // Consumer Reports;Sep2008, Vol. 73 Issue 9, p51 

    The article discusses the different bureaus that provide credit scores to lenders in the U.S. Details are provided about the available credit score ratings such as Fair Isaac (FICO) scores, VantageScore from Experian and TransUnion, and PLUS scores from Experian. Tips for boosting credit scores,...

  • YOUR CREDIT SCORE, DEMYSTIFIED. Gibbons, Vera // Real Simple;Aug2011, Vol. 12 Issue 8, p132 

    The article offers information on credit scores. It states that Fair Isaac Corp. (FICO) credit scores, which range from 300-850, is used by various companies to determine the credit risk of an individual. It mentions the credit bureaus that calculate credit risk which include Experian...

  • Bureaus Take Another Run At Fair Isaac. Quinn, Matthew; Shenn, Jody; Hochstein, Marc // American Banker;3/15/2006, Vol. 171 Issue 50, p1 

    This article reports that the big three credit bureaus--Equifax Inc., Experian Inc., and TransUnion LLC--said they have banded together to develop a scoring system they hope will give Fair Isaac Corp.'s FICO scores competition as the industry standard. Currently the bureaus provide FICO scores...

  • Your Credit Score Is a Ranking, Not a Score. Demyanyk, Yuliya // Economic Commentary;11/16/2010, Vol. 2010 Issue 16, p1 

    The article focuses on the significance of credit scores in the U.S. from applications for car loans, mortgages to credit cards. The first model of credit scoring were implemented by the Fair Isaac Corp. about 50 years ago known as FICO scores which was named after the company. It further notes...

  • New consumer credit score surprises industry.  // Asset Securitization Report;3/20/2006, Vol. 6 Issue 11, p1 

    The article reports on the release of VantageScore credit scoring system released by Experian, Equifax and TransUnion. The credit scoring system will not affect securitization in the short-term. The VantageScore is an alternative to the widely used Fair Isaac Corp. FICO score. The scoring system...

  • FAIR ISAAC SUES CREDIT AGENCIES ON VANTAGESCORE.  // CardLine;10/13/2006, Vol. 6 Issue 41, p27 

    The article reports on an antitrust lawsuit filed by Fair Isaac Corp. against TransUnion LLC, Equifax Inc., Experian Information Solutions and their jointly owned unit VantageScore Solutions LLC in relation to the VantageScore credit-scoring model they launched in 2006. Fair Isaac is the...

  • Give yourself some credit. ROTH, J. D. // Entrepreneur;Aug2011, Vol. 39 Issue 8, p82 

    The article explains how someone's credit score from Fair Isaac Corp., or FICO, affects their financial health and can prevent them from getting a loan. The article offers tips to improve one's score, like paying off debt, paying bills on time, and limiting new accounts. The article recommends...

  • Three National Credit Bureaus Team To Create New Credit Risk Score. Freeman, Lisa // Credit Union Journal;3/20/2006, Vol. 10 Issue 11, p3 

    The article reports that the top credit reporting bureaus, Equifax Inc., Experian Corp., and TransUnion LLC, have teamed up to create a new credit risk score called VantageScore. The new score is expected to fulfill the market need for choice, consistency and clarity. The three companies are...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics