TITLE

Risk -based pricing: credit for all

PUB. DATE
May 2003
SOURCE
MarketWatch: Global Round-up;May 2003, Vol. 2 Issue 5, p84
SOURCE TYPE
Market Research Report
DOC. TYPE
Article
ABSTRACT
Reports on results of a study from online bank, Egg which showed that few loan and credit card applicants receive the lowest rate offered. Advantages of risk-based pricing; Percentage of personal loan providers using risk-based pricing strategies; Flat-rate pricing.
ACCESSION #
13798461

 

Related Articles

  • UK personal loans: looking away from the young.  // MarketWatch: Global Round-up;March 2003, Vol. 2 Issue 3, p111 

    Presents the results of a survey on personal loans in Great Britain. Acquisition of current accounts and credit cards; Number of respondents who have taken out a personal loan in the last two years.

  • AVERAGE CREDIT CARD DEBT AND DELINQUENCY DECLINE IN Q1.  // CardLine;6/20/2008, Vol. 8 Issue 25, p26 

    The article reports on the decline of both the overall average credit card debt and credit card loan delinquency per borrower declined in the first quarter ended March 31, 2008 in the U.S., according to TransUnion.com's Quarterly Credit Card Analysis. Average credit card debt dropped by 1.24%....

  • Bankcard Accounts Rising Again, Including For Subprime Borrowers: Equifax. Fitzgerald, Kate // CardLine;1/7/2011, Vol. 11 Issue 1, p12 

    The article presents information on a new report released by Equifax Inc. on credit card account originations. According to the report, credit card account originations are increasing as account-delinquency rates continue to fall. The report also states that bankcard loans may grow faster than...

  • Late payments improve except for credit cards. LaRose, Greg // New Orleans CityBusiness (1994 to 2008);7/10/2006, Vol. 27 Issue 1, p24 

    The article highlights the findings of a survey conducted by America Bankers Association on credit card payments. It found that credit card payments 30 days or more past due increased to 4.4 percent in the first quarter of 2006 from 4.27 percent at the end of 2005. It also found that 1.94...

  • Bankruptcy filings climb but chargeoffs down slightly in CCABS. G. C. // Asset Securitization Report;6/6/2005, Vol. 5 Issue 22, p10 

    Reports that despite personal bankruptcy filings having climbed to record number for the second month in a row, credit card chargeoffs seem to be holding stable, according to Fitch Ratings. Percentage increase in April 2005 compared to March 2005; Seen as the continued fallout of the April 20,...

  • Fresh Chargeoffs Are Low In Supply, High in Price. LUCAS, PETER // American Banker;5/25/2011, Vol. 176 Issue 81, p16 

    The article reports that prices for purchasing charged-off credit card debt remains relatively high, with a minimum price of 10 cents on the dollar, as stricter credit standards have reduced supply.

  • Credit card delinquencies hit record.  // Indianapolis Business Journal;1/12/2004, Vol. 24 Issue 45, p19 

    Reports on the rise in U.S. credit card delinquencies during the third quarter of 2003. Figures released by the American Bankers Association; Number of consumers behind on credit card payments; Comparison with previous figures.

  • THE PLASTIC IN YOUR POCKET. Murdoch, Adrian // Accountancy;Jul98, Vol. 122 Issue 1259, p34 

    The article focuses on the growth and competition in the credit card industry. It is estimated that the industry grows consistently by 18 percently over the past two to three years. The author believes that the eagerness of credit card companies to win customers could force a shakedown in the...

  • The Debt Set. Mangla, Ismat Sarah // Money;Nov2007, Vol. 36 Issue 11, p14 

    The article presents the results of a survey asking people how much money they owe. A German citizen living in Indiana says that she only buys what she can afford. A New York City resident states that she owes $10,000 in credit-card debt, but it is sitting at 0% interest for a while. Another...

Share

Read the Article

Courtesy of THE LIBRARY OF VIRGINIA

Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics