Shifting U.S. Demographics

July 2004
Journal of Financial Planning;Jul2004, Vol. 17 Issue 7, p21
Academic Journal
This article reports that shifting U.S. demographics have had a major impact on financial planners over the relatively short life of the profession, both the clientele they serve and how they serve them. Projections by the Census Bureau, as of July 2004, offer insights. As part of the insights, 20 percent of the population will be age 65 or older by 2030, females will continue to outnumber males, non-Hispanic whites will decline from 69 percent of the population to 50 percent by 2050, while the Hispanic share will double, from 12.6 percent to 24.4 percent by 2050, and African Americans will constitute 14.6 percent and Asians 8 percent of the U.S. population by 2050.


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