Mortgage-Backed Single-Family Bonds a Haven From Rate Risk
- Analysis: Another Wave of Refinancing To Hit. Fogarty, Mark // Credit Union Journal;7/29/2002, Vol. 6 Issue 30, p1
Details the factors driving the increase of mortgage refinancing in the U.S. Decline in the interest rates of conventional mortgages; Boom in mortgage and equity lending; Increase in the levels of homeownership.
- It may be time to refinance. Napach, Bernice // Medical Economics;11/23/98, Vol. 75 Issue 23, p25
Discusses factors to consider when deciding to refinance a mortgage loan at a time when interest rates are low in the United States. Assessment of savings in monthly payments with a lower-interest; Duration for savings to exceed the refinancing costs; Applicability for those planning to stay in...
- Mortgage Refinancing and the Concentration of Mortgage Coupons. Bennett, Paul; Keane, Frank; Mosser, Patricia C. // Current Issues in Economics & Finance;Mar1999, Vol. 5 Issue 4, p1
Examines why mortgage refinancings responded to lower interest rates in 1998. Effects of mortgage refinancing; Factor driving refinancing activity; Details on the changing distribution of existing mortgage rates; Conclusion.
- Rising rates mean longer amortizations. // Credit Union Executive Newsletter;05/22/2000, Vol. 26 Issue 17, p2
Focuses on impact of an increase in interest rates on mortgage refinancings and prepayments in the United States.
- With rates declining, surge of refis expected. Brockman, Joshua // American Banker;11/25/1997, Vol. 162 Issue 227, p14
Reports on the expected surge in refinancing mortgages resulting from the decline in interest rates in the United States. Update on the Mortgage Bankers Association's refinancing index; Increase in refinancing accounts for mortgage applications at Washington Mutual Inc.; Percentage accounted...
- Asia-inspired rate decline spurs new mortgage refinancing wave. Hochstein, Marc // American Banker;6/18/1998, Vol. 163 Issue 115, p1
States that mortgage lenders have reported a decline in refinancing inquiries from borrowers as a result of a decline in interest rates. Factors contributing to the decline; Information on PNC Mortgage's refinancing volume; Comments from Peter Wissinger, managing director of consumer lending...
- Cashing in on mortgage rates. Sharkey, Eileen M.; Guerin, George R. // ABA Journal;Jun86, Vol. 72 Issue 6, p94
Discusses the ins and outs of refinancing mortgages in the U.S. Impact of falling interest rates; Difference between fixed and adjustable-rate mortgages; Tips on refinancing mortgage loans.
- MBA: 25% Floor Now for Refis? // National Mortgage News;3/3/2003, Vol. 27 Issue 23, p1
Forecasts the likely share of refinancing of mortgage loan activity. Insights from Douglas Duncan, Mortgage Bankers Association of America's chief economist; Effects of higher interest rates; Change in mortgage market dynamics.
- Lingering effects of the refi boom seen blunting impact of Fed hikes. Kulkosky, Edward // American Banker;3/15/1995, Vol. 160 Issue 50, p10
Presents the views of economist Henry Kaufman on the reasons why the Federal Reserve Board's interest rate increases are not having a stronger effect on the economy. Cumulative effect of the mortgage refinancing boom; Improvement of liquidity of businesses.