TITLE

ИССЛЕДОВАНИЕ ТЕРМИНОЛОГИЧЕСКОЙ СУЩНОСТИ ФИНАНСОВОЙ УСТОЙЧИВОСТИ КОММЕРЧЕСКОГО БАНКА

AUTHOR(S)
КЛААС, Яна Артуровна
PUB. DATE
September 2017
SOURCE
Finance & Credit;sep2017, Vol. 23 Issue 36, p2159
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
Subject To adequately assess the financial sustainability of the bank, a modification of the terminological aspect is necessary. Most existing terminology interpretations do not provide a comprehensive view of the bank's sustainability, nor do they indicate the importance of ensuring the bank's sustainability for the country's economy, nor do they take into account modern banking business trends. Objectives Based on an analysis of the various authors' approaches, the article aims to clear the terms bank stability and financial stability of the bank, as well as determine the stability modes of the bank and criteria of financial stability of the credit institution. Methods For the study, I used methods of analysis, synthesis, induction and deduction, abstraction and analogy, as well as general scientific approaches, namely, the systems and comprehensive ones. Results The article identifies the differences between the sustainability, reliability and stability notions and it interprets them. As well, the paper defines the bank stability notion, taking into account the banking activity specific issues, and analyzes the modes of stability of the credit institution and identifies the most significant signs of the bank's financial stability. Conclusions The article concludes that, for all semantic similarity, the terms sustainable, reliable and stable differ from each other, the specifics of banking activities are taken into account in only a few of the bank's soundness definitions. Given the current trends in banking business, there is a need to complement soundness, and there is still no welldeveloped definition of financial soundness for commercial banks. As a result of the study, the article suggests that the existing interpretation of the definitions should be modified.
ACCESSION #
125477980

 

Related Articles

  • КЛЮЧОВИ ПОКАЗАТЕЛИ ЗА АНАЛИЗ НА ФИНАНСОВАТА УСТОЙЧИВОСТ НА ПРЕДПРИЯТИЕТО Йорданова – Динова, Петя // Knowledge: International Journal;Mar2019, Vol. 30 Issue 1, p125 

    The article discusses the main theoretical and methodological approaches and indicators used in the analysis and evaluation of financial sustainability. A number of scientific publications concerning the financial sustainability issue have been summarized and presented. The study showed that...

  • Ad hoc payments and harassing calls: Why Yorkshire BS was fined £4.1m. Norman, Tessa // Money Marketing (Online Edition);10/29/2014, p1 

    The article reports that based on a notice by the Great Britain Financial Conduct Authority (FCA), it has been found that the Yorkshire Building Society prioritized the collection of ad hoc payments from borrowers in arrears over sustainable arrangements. The FCA final notice also revealed that...

  • Wisconsin's Anchor Lifts Capital Ratio at Its Thrift. Barba, Robert // American Banker;2/9/2011, Vol. 176 Issue 22, p4 

    The article discusses the financial condition of Anchor BanCorp. Wisconsin Inc., noting that the firm's thrift institution was adequately capitalized at the close of 2010.

  • INVESTMENT DECISIONS MODELLING ALONG SUSTAINABLE DEVELOPMENT CONCEPT ON FINANCIAL MARKETS. Rutkauskas, Aleksandras Vytautas; Miečinskienė, Algita; Stasytytė, Viktorija // Technological & Economic Development of Economy;2008, Vol. 14 Issue 3, p417 

    The goal of the paper is development of the conception of sustainable return investment decisions strategy in capital and money markets and modeling of investment decisions along sustainable development concept in capital and money markets. The research was performed with an experiment in FOREX...

  • ON THE SUSTAINABILITY OF REGIONAL COMPETITIVENESS DEVELOPMENT CONSIDERING RISK. Rutkauskas, Aleksandras Vytautas // Technological & Economic Development of Economy;2008, Vol. 14 Issue 1, p89 

    The main goal of the paper is to analyse methodical and practical aspects of country (region) competitiveness sustainable development strategy and its implementation means. Such an innovative problem has raised a lot of original tasks and a need for developing corresponding solution methods....

  • ADEQUATE PORTFOLIO AS A CONCEPTUAL MODEL OF INVESTMENT PROFITABILITY, RISK AND RELIABILITY ADJUSTMENT TO INVESTOR'S INTERESTS. Rutkauskas, Aleksandras Vytautas; Stasytyte, Viktorija; Borisova, Jelena // Economics & Management;2009, p1170 

    In the paper formation of adequate portfolio will be discussed in details as well as the experience of adequate portfolio application to practice like quantitative model in making financial investment decisions and projecting sustainable development strategies of complex systems will be...

  • Tribunal upholds FCA insurance broker ban. Dale, Samuel // Money Marketing;7/4/2013, p10 

    The article reports that the Upper Tribunal has sustained the British Financial Conduct Authority's (FCA) decision to ban and fine insurance broker Jeffrey Flanders for fraud.

  • Advisers query FCA stance on loan commission. SANDS, MARK // Mortgage Strategy;9/16/2015, p5 

    The article discusses the alleged biases found by British life and pensions advisers in the British Financial Conduct Authority's (FCA) refusal to ban commission in the mortgage market since they are already subject to a ban under the Retail Distribution Review (RDR).

  • Financial Literacy and Emergency Saving. Babiarz, Patryk; Robb, Cliff // Journal of Family & Economic Issues;Mar2014, Vol. 35 Issue 1, p40 

    Using data collected by the National Financial Capability Study, a survey recently commissioned by the Financial Industry Regulatory Authority, this paper investigates the correlations between subjectively and objectively assessed measures of financial knowledge, and the probability of having...

  • ECONOMIC AND ENVIRONMENTAL SUSTAINABILITY OF PROJECT EFFECTS. Horhotă, Luminiţa // Environmental Engineering & Management Journal (EEMJ);Sep/Oct2009, Vol. 8 Issue 5, p1181 

    Economic viability depends upon the sustainability of project effects. The economic analysis of projects should include an analysis of the financial sustainability of project agencies, and the environmental sustainability of outputs and inputs. Practical experience of project effects has drawn...

Share

Read the Article

Courtesy of THE LIBRARY OF VIRGINIA

Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics