TITLE

DEVELOPING AN INSURANCE PRODUCT FOR MEXICAN IMMIGRANTS IN THE UNITED STATES

AUTHOR(S)
Baltazar Vazquez, Lucia Adriana
PUB. DATE
January 2014
SOURCE
Journal of Public & International Affairs;2014, Issue 1, p25
SOURCE TYPE
Academic Journal
DOC. TYPE
Article
ABSTRACT
This article will discuss the impact of remittances from the United States on low-income families in Mexico and how the loss of remittances via the death of the immigrant can create unforeseen financial problems. First, the article will give some background information about migration flows from Mexico to the United States as well as the consequent remittance flows. This section will also give a general overview of the impact that remittances have on poor households and will describe the current demand for financial services from Mexican immigrants in the United States. Second, the article outlines a potential micro-insurance plan that would help Mexican immigrants in the United States cope with the shock of repatriating remains and income loss. A micro-insurance plan would not only attend to the immigrant's desire to access financial services that meet their needs, but would also allow families to recover from loss of income more easily if the immigrant dies while abroad.
ACCESSION #
120540048

 

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