Graziano, Cheryl de Mesa
January 2002
Financial Executive;Jan/Feb2002, Vol. 18 Issue 1, p50
Academic Journal
The article discusses ow banks can improve their access to credit. Banks have become more judicious about extending credit, with increasing numbers demanding that potential borrowers demonstrate an acceptable risk-adjusted return on capital. Banks also want borrowers to purchase fee-based services as well, which can complicate the process of obtaining credit during difficult economic times. Firms have several alternatives. Synthetic credit facilities can be resorted to instead of bank credit. Foreign banks are a possible source of funds, as is asset securitization.


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