Bolstered by strong economy, agencies raise more ratings
- Sovereign credit ratings. Cantor, Richard; Packer, Frank // Current Issues in Economics & Finance;Jun95, Vol. 1 Issue 3, p1
Analyzes the relationship between sovereign ratings and market yields. Demand for sovereign credit ratings; Uses and types of sovereign ratings; Development of the sovereign ratings business; History of sovereign defaults; Agency disagreements over specific sovereign ratings; Dealing with...
- Scoring puts up higher numbers. Borowsky, Mark // U.S. Banker;Jan95, Vol. 105 Issue 1, p44
Discusses the implications of a rating system for consumer and small business loans. Removing the human factor from credit-granting decisions; Building a scorecard; Integrating the credit bureau and bank data through computers; Revenue scoring; Reasons for rejecting a loan.
- Fix-up loans securitized; Seven kinds of subprime. Timmons, Heather // American Banker;10/8/1996, Vol. 161 Issue 193, p10
Cites the push to standardize subprime credit ratings headed by Standard & Poor's Corp. Development of seven risk grades; Basis of the S&P rankings; Reason for introducing the standardized criteria; Inadequacy of the rules-based system. Issue of credit scoring; Importance of quality control;...
- The downgrading of America. HIGHTOWER, JIM // Southern Illinois Labor Tribune;8/18/2011, Vol. 75 Issue 3, p17
The article reports on decline in the sovereign credit status of the U.S. from AAA to AA+.
- `You have a credit problem? No problem.' // Consumers' Research Magazine;Apr94, Vol. 77 Issue 4, p7
Reports that the national credit bureaus have set up an electronic mail system to correct mistakes on consumers' credit reports faster. How to obtain a free copy of your credit report; The `Do-It-Yourself Credit Repair and Improvement Guide'; Other actions by credit bureaus.
- Credit grantors reap numerous returns from instantaneous credit evaluation services. Burgess Jr., Philip N. // Credit World;May/Jun95, Vol. 83 Issue 5, p10
Reports on the advantages presented by credit evaluation services to credit grantors. Delays and inconsistent decisioning in traditional credit processing; Use of automated decisioning and specialized database access in instantaneous credit evaluation services; Mobile credit analysis support.
- Fed: Low-income areas get good credit scores. Kulkosky, Ed // American Banker;8/28/1996, Vol. 161 Issue 165, p6
Reports on the results of a study by the Federal Reserve Board examining the usefulness of credit scoring in predicting loan performance. Comparison between the credit scores of people in low- and high-income neighborhoods; Definition of default.
- More trouble than it's worth. Monroe, Ann // Treasury & Risk Management;May/Jun96, Vol. 6 Issue 3, p39
Focuses on the credit ratings system in the United States. System of rating employed by the Standard & Poor's; Factors considered in choosing a capital structure and rating; Implications of AAA, A or B ratings; Background on the ratings for ITT and Tele-Communications Inc.
- Roundup of credit rating changes. Layne, Richard // American Banker;9/27/1993, Vol. 158 Issue 185, p22
Reports on changes in credit rating. Possibility of upgrade of Banc One Corp's long term ratings; Rise in ratings of First Union Corp.; Reflection of improvements on profitability, liquidity and operational diversity; Impact of mergers and acquisitions.